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The Debt Escape Plan: How to Free Yourself From Credit Card Balances, Boost Your Credit Score, and Live Debt-Free

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Description

Winner of the American Society of Journalists and Authors' 2016 Outstanding Book Award in the Self-Help category Praise for Author's Last Book: "Confessions of a Credit Junkie is presented in a conversational tone, without confusion, techno-speak complexity or excessive industry jargon. The book breaks through delusion and naiveté and can, given a chance, inspire even the most wide-eyed spender to avoid the pit of debt that snared Harzog and so very many others. --Creditcardinsider.com If you're in credit-card debt and you're tired of being told that all you need to do is give up your daily latte--and cut up all your credit cards--this is the book for you. Former credit junkie Beverly Harzog racked up thousands of dollars in credit-card debt during a decade of overspending. When she decided she wanted to break free from debt, she found that conventional advice about personal finance didn't work for her. So, Beverly created her own unique debt escape plan and succeeded in paying off more than $20,000 in credit card debt in two years. In The Debt Escape Plan, you'll find easy-to-follow advice, often laced with a touch of Southern humor, to help you conquer--and stay out of--credit-card debt. In this much- needed book, you'll learn: Why a one-size-fits-all approach to credit card debt doesn't work. How to use the Money Personality Quiz to customize your own debt escape plan. The nine biggest debt mistakes and how to overcome them. Seven secrets for giving your credit score a quick boost. how to overcome the hardships of medical bills. How to debt-proof your future so this never happens to you again! Read more

Publisher ‏ : ‎ Career Press


Publication date ‏ : ‎ February 18, 2015


Edition ‏ : ‎ First Edition


Language ‏ : ‎ English


Print length ‏ : ‎ 288 pages


ISBN-10 ‏ : ‎ 1601633602


ISBN-13 ‏ : ‎ 06


Item Weight ‏ : ‎ 11.2 ounces


Dimensions ‏ : ‎ 5.2 x 0.6 x 8.2 inches


Best Sellers Rank: #2,265,937 in Books (See Top 100 in Books) #216 in Credit Ratings & Repair (Books) #2,688 in Budgeting & Money Management (Books)


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If you place your order now, the estimated arrival date for this product is: Mar 14 – Mar 18

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Top Amazon Reviews


  • Kept me up all morning
Format: Paperback
I pre-ordered this book after seeing reviews of her previous work from 2 years ago ("Confessions of a Credit....") and upon getting a recommendation from another financial expert whom I trust dearly and has helped changed my financial and personal life tremendously. Well I got the book this past Saturday and Sunday night I caught insomnia so picked the book up about 330 am Monday Morning. Now usually reading puts me to sleep at that hour but after a few pages I realized I was in for a ride and needed to buckle up and take notes. Not only is the information and advice she provides practical, its rife with uber current information and content. She had information regarding accessing your FICO scores which I just read a week or so ago in the headlines. Mrs Harzog helps you identify what type of money manager you are (rather pleased with what type I was and hadnt realized) and has a short survey to determine how you generally process information you receive. This is so key as we are all so different and most books have a one size fits all program and instructions of which may or may not resonate with you. This book is great whether you are currently in debt, currently in a GREAT amount of debt, emerging from debt or competely debt free. She candidly shares her experiences and does not make you feel as if she's ever wagging her finger at you in chastisement and has a great tone of humor in it as well. Her advice on improving your credit score, sure you've seen some of this info before but its fresh and more detailed with her. Her charts on her webpage and in the book had me scouring my home at 5 in the morning looking for my old dry erase boards from college so I could map out my very own debt escape plan...however small it may be at the time. There may be a time or two when you feel she's lost you but just reread the previous paragraph or continue reading and it will become clear as a bell to you ( That may have been just me forcing myself awake at that ungodly hour) if not clearer. Her tips on saving and making more money to pull you out of your conundrum are terrific also. There's so much meat in this book but its such an easy read. I completed the book around 7am the same morning and immediately after began updating my Mint account, using her online excel charts and re-adjusting my budget for the month of March. Very empowering and feel good. And after feeling so ashamed and low with debt weighing on you, its refreshing to hear from someone that says "Hey, I did it too. Lets own up to it, stop hiding from it, we'll tackle this together...Lets begin here!" ... show more
Reviewed in the United States on February 17, 2015 by David Michael

  • Useful!
I like the straightforward way that this book is laid out,and the useful high level goals. I especially love the downloadable spreadsheets that help you figure out current debt etc. It's not a be all end all plan, but helps you on your way with valid tips and tricks.
Reviewed in the United States on December 15, 2018 by KdinSc

  • It is OK for someone new to debt
Format: Paperback
Nothing special or different here.
Reviewed in the United States on May 26, 2015 by jmr120

  • Our Finances Will Look Pretty Six Months From Now......................
Format: Paperback
Is there a better way to learn how to get out of debt than from the wisdom of someone who has done it? I don't think there is. This book talks to us very matter-of-factly without sugar coating the subject, yet encourages us that that there is hope. The tone is very friendly with light humor. Harzog sounds like someone I'd want to have lunch with, as she writes a very conversational book. It's an entertaining read on a subject that can be dry and boring. I recently finished the book and can't wait to see where I am six months from now. I think I will see a difference and be on the right path to getting a handle on our family debt. Thank you! ... show more
Reviewed in the United States on March 11, 2015 by Sharon A. Waldrop

  • ... to college and this book has helped us make smart decisions. I think these kind of books should ...
Format: Paperback
We are getting ready to send our son to college and this book has helped us make smart decisions. I think these kind of books should be required reading for people when they are young ... Terrific book by a talented and very practical writer.
Reviewed in the United States on October 19, 2015 by MB

  • Great book
Format: Paperback
I purchased this book for my wife after seeing the author on TV. She loves it.
Reviewed in the United States on January 20, 2024 by Antonio Biddings

  • and a great option for the younger generation
This is an interesting read, and a great option for the younger generation.
Reviewed in the United States on March 6, 2016 by Ap87

  • Three Stars
Format: Paperback
iT OMITS SOME ITEMS WHICH I WAS CURIOUS ABOUT -NOT BAD
Reviewed in the United States on August 13, 2016 by desertmouse

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