Food Truck Financing

Build your dream food truck with flexible financing on Abunda. Shop food trucks, trailers, carts, and commercial kitchen equipment with buy now, pay later, monthly payments, and lease-to-own or rent-to-own options. No credit needed and bad credit welcomed—choose interest-free installments or longer payment plans to fit your budget and keep your cash flow strong.

Food Truck Financing Made Simple

Abunda makes food truck financing straightforward with flexible payment plans designed for creators and culinary entrepreneurs. Choose buy now, pay later, spread costs over monthly payments, or go lease-to-own/rent-to-own—all in one place. Whether you’re launching your first truck or scaling a fleet, our partners offer options for a range of credit backgrounds, including no credit needed and bad credit welcomed.

What You Can Finance on Abunda

Outfit your rig from bumper to service window. Finance step vans and food trailers, concession carts, and the commercial gear that powers your menu: fryers, griddles, ranges, ovens, smokers, pizza ovens, steam tables, refrigeration and freezers, prep tables, undercounter units, ice makers, ventilation and hoods, espresso machines, blenders, soft-serve machines, mixers, sinks and handwash stations, water heaters, generators, POS systems, cash drawers, and safety essentials.

Top Brands Food Truck Owners Trust

Shop leading brands known for durability and uptime on the road: True, Turbo Air, Atosa, Arctic Air, Hoshizaki, Avantco, Pitco, Frymaster, Star, Vulcan, Garland, Royal, Waring, Vitamix, Blendtec, Krampouz, Blackstone, La Marzocco, Nuova Simonelli, Honda, Westinghouse, Cummins Onan, Square and Toast POS, Cambro, and more. Compare models, then finance the exact setup your concept demands.

Why Finance Your Food Truck Setup

Launching a mobile kitchen is capital intensive. Financing lets you preserve cash for permits, staffing, and marketing while you spread equipment costs into predictable installments. Monthly payments help smooth seasonal dips, accelerate your launch date, and simplify upgrades as your menu evolves. Many owners choose financing to match payments with revenue and keep working capital within reach.

Payment Options to Fit Your Budget

Pick the structure that fits your timeline: interest-free installments with buy now, pay later for shorter terms; monthly payment plans with transparent costs; and flexible lease-to-own and rent-to-own paths that can offer lower upfront commitments and end-of-term ownership options. Our marketplace brings multiple providers together so you can find the plan that works for your business.

How It Works on Abunda

Select the food truck, trailer, or equipment you need, choose a financing option at checkout, and submit a quick application. Many customers receive a decision fast, then set up automatic payments to keep everything on track. Manage orders and payment schedules in one place while you focus on building your brand and serving customers.

Who Qualifies? Bad Credit Welcomed

We believe access matters. Our partners offer options for a wide range of credit profiles—no credit needed paths are available and bad credit is welcomed. Approval, terms, and amounts are determined by our financing partners and may vary by product and applicant; eligibility and underwriting criteria apply.

Smart Buying Tips for Maximum ROI

Match equipment to your menu and volume, size appliances to your truck’s electrical and gas capacity, and prioritize energy efficiency to lower operating costs. Look for NSF-certified gear with strong warranties, and right-size your generator wattage to your peak load. Choose durable finishes for high-traffic service and plan maintenance intervals to reduce downtime and extend asset life.

Plan for the Full Build-Out

Beyond the kitchen, budget for wrap and branding, fire suppression, health department requirements, commissary fees, insurance, POS hardware and processing, smallwares, lighting, and seasonal storage. Financing select items through Abunda can free up cash for permits and launch marketing, helping you get on the road faster.

Start Building Your Food Truck Today

From tacos to espresso, barbecue to ice cream, finance the food truck, trailer, or equipment that brings your concept to life. Explore buy now, pay later, monthly payments, and lease-to-own or rent-to-own options on Abunda—no credit needed and bad credit welcomed—so you can roll out, serve more customers, and grow with confidence.

Our finance partners:

Klarna

Affirm

Afterpay

PayTomorrow

Apple Pay

Don't want to finance? Lease-to-own with:

Acima