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The Millionaire Fastlane: Crack the Code to Wealth and Live Rich for a Lifetime

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Format: Paperback, Illustrated


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UPDATED AND REFRESHED FOR BITCOIN / CRYPTO ERA INTERNATIONAL BEST-SELLER: TRANSLATED AND PUBLISHED WORLDWIDE IN OVER 15 LANGUAGESHas the "settle-for-less" financial plan become your plan for wealth? That sounds something like this:Graduate from college, get a good job, save 10% of your paycheck, buy a used car, cancel the movie channels, quit drinking expensive Starbucks mocha lattes, save and penny-pinch your life away, trust your life-savings to Wall Street, and one day, when you are oh, say, 65 years old, you can retire rich.Since you were old enough to hold a job, you've been hoodwinked to believe that wealth can be created by blindly trusting in the uncontrollable and unpredictable markets: the housing market, the stock market, and the job market. This soul-sucking, dream-stealing dogma is "The Slowlane" - an impotent FINANCIAL GAMBLE that dubiously promises wealth in a wheelchair.Accept the Slowlane as your financial roadmap and your financial future will blow carelessly asunder on a sailboat of HOPE: HOPE you can get a job and keep it, HOPE the stock market doesn't tank, HOPE for a robust economy, HOPE, HOPE, and HOPE. Is HOPE really the centerpiece of your family's financial plan?Drive the Slowlane and you will find your life deteriorate into a miserable exhibition about what you cannot do, versus what you can. For those who don't want a lifetime subscription to mediocrity, there is an alternative; an expressway to extraordinary wealth capable of burning a trail to financial freedom faster than any road out there. And shockingly, this road has nothing to do with jobs, 401(k), mutual funds, or a lifestyle of miserly living and 190 square foot tiny houses. Just some of what you will learn:Why jobs, 401(k)s, mutual funds, and 40-years of mindless frugality will never make you rich young.Why most entrepreneurs fail and how to immediately put the odds in your favor.The real law of wealth: Leverage this and wealth has no choice but to be magnetized to you.The leading cause of poorness: Change this and you change everything.How the rich really get rich - and no, it has nothing to do with a paycheck or a 401K match.The mathematics of wealth and how any "Joe Schmo" can tap into real wealth real fast.Why the guru's sacred deities - compound interest and indexed funds - are impotent wealth accelerators.Why popular guru platitudes like "do what you love" and "follow your passion" will most likely keep you poor, not rich.And 250+ more poverty busting distinctions... Demand more. Change lanes and find your explosive wealth accelerator. Hit the Fastlane, crack the code to wealth, and find out how to live rich for a lifetime. Read more


Publisher ‏ : ‎ Viperion Publishing Corporation; 1st edition (January 4, 2011)


Language ‏ : ‎ English


Paperback ‏ : ‎ 334 pages


ISBN-10 ‏ : ‎ 0984358102


ISBN-13 ‏ : ‎ 06


Item Weight ‏ : ‎ 1 pounds


Dimensions ‏ : ‎ 6 x 0.76 x 9 inches


Best Sellers Rank: #3,561 in Books (See Top 100 in Books) #31 in Entrepreneurship (Books) #72 in Motivational Management & Leadership #189 in Success Self-Help


#31 in Entrepreneurship (Books):


#72 in Motivational Management & Leadership:


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Top Amazon Reviews


  • “Excellence is not an event, but a process”
I’ve been on the road for seven months travelling through Asia and Australia and as a digital nomad, excited about living a financially free lifestyle, it’s quite refreshing to read de Marco’s Fastlane Millionaire self help book. I like reading books like this one. First, the author is the kind of underdog expert I like. He’s not Tim Ferris, he doesn’t use fancy terms, I won’t be reading what the whole world is reading and my thinking isn’t interrupted with incessant exercises. Like Allen Carr for smoking or Steven Pressfield for writing , MJ de Marco builds a thorough, plain how-to-guide for apprentice businessmen. More often than not, every page has some sort of breakthrough point causing serious questioning or utter bewilderment. I say bewilderment because I believe that’s the necessary step to welcoming the understanding of a new perspective. I was baffled when I read the writer’s sharp but offensive opinion on slowlaners. After all, my parents and most of my friends are slowlaners. The book compares three metaphoric paths to becoming a millionaire under the appellation of lanes. Put simply, you’re either on the sidewalk, the slowlane or the fastlane. I’ll leave the sidewalk section out of this review since leeches are hardly worth mentioning. Most people are part of the slowlane -- in other words the rat race – working the in the 9 to 5 model, repeating relentlessly the same daily effort to gain crumbs of extra wealth. The slowlaner is on the slow path to wealth – the 40 years path to retirement. The financial plan the slowlaner adopts encompasses saving 10% of their salary, living like a meager, investing into the stock exchange (and in compound-interest-yielding solutions) and praying that by the time he turns 65, inflation or a Ponzi scam hasn’t annihilated his savings…and then there’s the risk of a heart attack, cancer, etc. Even if he makes it, he’s too old to be pleased with it. I’ve got to say the first half of the book isn’t the most pleasant to read. Nor is it the most instructive for anybody with some reading pedigree. It’s repetitive and it strikes me as a bashing way to get the reader’s attention for the second part of the book. After all, what better way to sell the author’s fastlane to the reader in awe after reviewing all the downsides of the slowlane? The author’s style, quite abrupt at times, made me feel bitter and that’s not what I’m looking for in a book. De Marco is fastidious to say the very least and the read goes on and on. I’ve verified this aspect with a friend to who I suggested the book. We agreed, however, that once you got started on the fastlane part, the excruciatingly slow start to the book is all but forgotten and the serious learning can start. As the reading elapsed, it occurred to me that the first part of the book is a necessary mind stir to open it up to the newness of the fastlane. Besides, because the fear of leaving a comfortable but unchallenging job is so overwhelming and conflicting, something requires shredding that resistance. Crack the code to wealth De Marco became a millionaire after building a multi-million internet-based business. He built it from scratch, after years of seeking an idea with a potential million at the end of it. Then, he persevered to be better than his competitors before selling it. This is the right time to evoke the book’s subtitle, “Crack the code to wealth”, that de Marco uses to drive his point. When you’re in the slowlane, your potential for wealth increase is limited. You have a salary and can only expect so much from a raise. Assuming you don’t need to sleep, you’ll never be able to break the 24 hours threshold. In the fastlane however, your salary follows an uncontrolled unlimited leverage. The fact that the slowlane’s gains are limited by time contrasts with the fastlane’s exponential income leverage. Because the fastlaner can rely on an income factored by magnitude (how much you’re selling your product/service for) and by scale (the number of people you’re selling to) your gains are almost infinite. Numbers make the contrast more real, so here’s a numerical example inspired by the book: If you’re making 10 bucks an hour and work fifty hours a week, you’re making 2000 bucks a month. Let’s say you get a 5% raise, you’ll make 2100 bucks a month. Your gain is linear and limited. Now let’s say you own an internet business that sells an web analytics tool you sell for 50 bucks a month to roughly 500 customers. Feeling confident with the competitiveness of your product, you increase your price to 75 bucks and with word of mouth making its way (and SEO improvements) on how good your product is, 1,000 people are now buying your product. Your monthly income has now inflated from 25,000 to 75,000 bucks; that’s a 300% raise. This revealing contrast precedes a methodology and the outlines of a mindset to stick to the fastlane. It’s not going to be easy, says de Marco. The fastlane is not a Disneyland ride. No one is promising you you’ll make millions. Only you can take responsibility of that, through your choices. But with a focused process, designed toward success, the fastlaner can achieve in a few years what the slowlaner might only do in fourty. Forget what you love, everybody is already doing that. If one wants to build a successful business, it isn’t so much about what one loves to do. The fastlaner isn’t building something around his selfish need. It’s not about him. At first, I found the injunction “Don’t do what you love” quite queer. Back in 2011, I read Marsha Sinetar’s “Do what you love, the money will follow” and it triggered an entrepreneurial thought process in me. What am I doing with my life? I could be doing what I love and I could be making some money. As much as I needed to believe that at the time, it hasn’t worked. After almost a year of penniless efforts doing what I love, I’ll admit de Marco has a point. The argument speaks for itself: the “do what you love” path is now so cluttered that the offer has swamped the supply side of the equation, reducing prices (magnitude) and commoditizing the whole field (denting the scale potential). I like that De Marco advocates designing a business focus on a need instead, not on one’s “selfish” interest – Why would anyone care enough to pay for your interests? One can approach it by paying attention to people’s complaints and seeking for problems to solve. The doing what you love part can come after you’ve cracked your code to wealth. Build a process to produce something valuable Not only does de Marco refer to his experience as a business creator, he also uses testimonies from the fastlane forum where thousands of fastlaners discuss and support each other on a daily basis. The support of a community is required to build a process. Instead of dwelling on the event of success, the author stresses you can build a process to help you thrive: have a routine, delay gratification, find a community for support, learn, learn, and learn. If you’re focused on events, you’ll be shifting projects constantly and running after every shiny object you’ll hear on the news or that someone’s told you about. In most cases, by the time the event has taken place, you’re already too late. So, process gets results. De Marco suggests the process requires trial and error and it’s by repeating, repeating and repeating the same routine every day that you’ll produce something valuable. There’s something close to Malcolm Gladwell’s 10,000 hours of mastery in this . Just like the avant-gardist Aristotle said, “we are what we repeatedly do, excellence then is not an act, but a habit,” de Marco might argue that: “Excellence is not an event, but a process.” I’m still fine-tuning mine. What’s yours? ... show more
Reviewed in the United States 🇺🇸 on June 1, 2015 by Dave

  • Very good
This is a must-read if you wanna get rich. He really goes into detail and lays out everything you need to know. There's a quote from a reader in beginning of the book that sums up his method nicely: "...it's not easy, but it's simple."
Reviewed in the United States 🇺🇸 on January 29, 2023 by Zachary

  • Deciding whether or not to buy this book? Read this:
This book is literally a 11/10. I'm only 16 but I'm a HUGE aspiring entrepreneur so I picked this book up as an addition to my collection. I just finished it after about a month and it's absolutely amazing. Words can't describe the value in this book if you're just getting your feet wet in the entrepreneurial world. ... show more
Reviewed in the United States 🇺🇸 on January 16, 2023 by Alan

  • Life Changing Book!!
I have read a lot of books, this is by far one of the best book I’ve ever read on wealth building. MJ DeMarco is so generous in the information and guidance he gives. If you follow his ideas no doubt you too can make millions. Only wish I got this information 20 years ago!
Reviewed in the United States 🇺🇸 on January 14, 2023 by Commitment2Progress

  • Finally A Business Book That Cuts Through The BS and Actually Delivers Superior Value For A Complete Steal!
MJ's book is probably one of the best business books I have read in my entire life, and to be frank I rarely ever say that about most books I read. After reading MJ's book, I have probably already recommended it to 30+ of my closest entrepreneurial friends who also have felt the same about the book. As an avid reader of many business books, it is hard to come by a book that truly cuts through all of the BS, and delivers time-tested and proven information from a been there done that no-nonsense entrepreneur who truly cares about your success. Compared to other authors who write books that just want to up-sell you into multi-thousand dollar training programs on the backend, this book stands in the face of all of that noise and "flips them the bird." Not only does this book give you the mindset you must adopt if you want to be a successful entrepreneur, but even more so gives you the tools to use and implement to achieve massive success. I recommend that when implementing a new business idea, or enhancing your current business, please, please, please use this book as your guide. You won't be sorry! By using this book to help you, you are definitely guaranteed to reach all of the goals you have set for yourself and your business...and I stand behind that statement 100% because it has already helped me tremendously with my mindset and business. Here is the truth... While most business books I read are "good," very few of them are great. MJ's book falls into my "great" category for many reasons as described below! In his book, not only do you get a glimpse into the mind of a been there done that multi-millionaire entrepreneur, who made his money OUTSIDE of the publishing business (unlike some of the most well-known business/financial guru's), but even more so, you get a to buy a book that you will want to keep on your night stand forever and be something you reference for many years to come. The parts in the book that truly stuck out to me, and helped me gain a lot of insights and clarity for my business, life and financial plan were the specific parts highlighted below. 1. Why Understanding The Process To Creating A Successful Business, is More Important Than Focusing on the One Time "Wealth Event" at The End...(The truth is that if you complete and stick to the process correctly, the wealth event at the end will be a result of all your hard work and discipline to not get ahead of yourself). (After reading this section I realized too many individuals are focusing on the wrong thing when they go into business. This mindset is definitely going to flip you for a loop and challenge every previous thought you ever had about accomplishing anything, and building a company for that matter) 2. The Essential Elements To A Fastlane Business (And no they are not what you would expect...this part of the book is worth MILLIONS of dollars to you, and will help you eliminate TIME-WASTING wheel spinning activities in during your current and future entrepreneurial career) 3. How to Make a Decision When Faced With Two Semi-Desirable Options (The logic in this is so sound, and the process can be duplicated over and over again, no matter what you are choosing between in the future) 4. How To Truly Value Your Business and Set it Up To Be Sold For Millions (And no...it has nothing to do with how many "users" you have without any profit...get ready for this part of the book to blow you away) 5. How To Create An Effective Exit Strategy For Your Business That Will Leave You Wealthy...Never Have To Worry About Money or What You Do With Your Time Ever Again (This mindset is so critical to grasp, as most of these web 2.0 companies exit strategy is "sell to Google," when in reality that exit strategy is like praying to win the lottery without a sound base to stand on) 6. How To Effectively Think About Investing The Money You Make After Selling Your Company For Millions to Ensure You Continually Grow Your Wealth and Income (If you thought you should be counting on the stock market to make you wealthy, this part of the book is going to shock you, but makes so much sense) So without making the book sound any better than I already have, just listen to me and buy the book...you won't be sorry...just trust me. Truth be told... The book was so good that I even bought it a second time on my new E-Reading device (nook), because I wanted to make sure I had it with me forever to reference if I ever lost my physical copy, or if one of my entrepreneurial friends secretly stole it from me without letting me know they were going to borrow it. And finally... If I had to give a rating out of 5 stars for this book, I would give it a 10. You can't go wrong buying this book because the author truly cares about helping you create all of the entrepreneurial success your heart desires... Hell, he even gives you his e-mail address to contact him after finishing the book! I don't know about you but that says a lot. Enjoy the book! You won't be sorry! -Scott P.S. I even interviewed him for my site here is the link to the interview enjoy! [...] ... show more
Reviewed in the United States 🇺🇸 on January 24, 2011 by Scott Bradley from ScottBradley.name

  • I love the no bs writing style
One of the best books I’ve read and well worth the time. I highlighted a ton and took plenty of notes. I highly recommend.
Reviewed in the United States 🇺🇸 on January 23, 2023 by Kevin E Fromm

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