The Millionaire Fastlane: Crack the Code to Wealth and Live Rich for a Lifetime
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Format: Paperback, Illustrated
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UPDATED AND REFRESHED FOR BITCOIN / CRYPTO ERA INTERNATIONAL BEST-SELLER: TRANSLATED AND PUBLISHED WORLDWIDE IN OVER 15 LANGUAGESHas the "settle-for-less" financial plan become your plan for wealth? That sounds something like this:Graduate from college, get a good job, save 10% of your paycheck, buy a used car, cancel the movie channels, quit drinking expensive Starbucks mocha lattes, save and penny-pinch your life away, trust your life-savings to Wall Street, and one day, when you are oh, say, 65 years old, you can retire rich.Since you were old enough to hold a job, you've been hoodwinked to believe that wealth can be created by blindly trusting in the uncontrollable and unpredictable markets: the housing market, the stock market, and the job market. This soul-sucking, dream-stealing dogma is "The Slowlane" - an impotent FINANCIAL GAMBLE that dubiously promises wealth in a wheelchair.Accept the Slowlane as your financial roadmap and your financial future will blow carelessly asunder on a sailboat of HOPE: HOPE you can get a job and keep it, HOPE the stock market doesn't tank, HOPE for a robust economy, HOPE, HOPE, and HOPE. Is HOPE really the centerpiece of your family's financial plan?Drive the Slowlane and you will find your life deteriorate into a miserable exhibition about what you cannot do, versus what you can. For those who don't want a lifetime subscription to mediocrity, there is an alternative; an expressway to extraordinary wealth capable of burning a trail to financial freedom faster than any road out there. And shockingly, this road has nothing to do with jobs, 401(k), mutual funds, or a lifestyle of miserly living and 190 square foot tiny houses. Just some of what you will learn:Why jobs, 401(k)s, mutual funds, and 40-years of mindless frugality will never make you rich young.Why most entrepreneurs fail and how to immediately put the odds in your favor.The real law of wealth: Leverage this and wealth has no choice but to be magnetized to you.The leading cause of poorness: Change this and you change everything.How the rich really get rich - and no, it has nothing to do with a paycheck or a 401K match.The mathematics of wealth and how any "Joe Schmo" can tap into real wealth real fast.Why the guru's sacred deities - compound interest and indexed funds - are impotent wealth accelerators.Why popular guru platitudes like "do what you love" and "follow your passion" will most likely keep you poor, not rich.And 250+ more poverty busting distinctions...Demand more. Change lanes and find your explosive wealth accelerator. Hit the Fastlane, crack the code to wealth, and find out how to live rich for a lifetime. Read more
Publisher : Viperion Publishing Corporation
Publication date : January 4, 2011
Edition : First Edition
Language : English
Print length : 334 pages
ISBN-10 : 0984358102
ISBN-13 : 06
Item Weight : 1.15 pounds
Dimensions : 6 x 0.76 x 9 inches
Best Sellers Rank: #7,988 in Books (See Top 100 in Books) #7 in Starting a Business (Books) #26 in Entrepreneurship (Books)
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Top Amazon Reviews
Format: Paperback
MJ's book is probably one of the best business books I have read in my entire life, and to be frank I rarely ever say that about most books I read. After reading MJ's book, I have probably already recommended it to 30+ of my closest entrepreneurial friends who also have felt the same about the book. As an avid reader of many business books, it is hard to come by a book that truly cuts through all of the BS, and delivers time-tested and proven information from a been there done that no-nonsense entrepreneur who truly cares about your success. Compared to other authors who write books that just want to up-sell you into multi-thousand dollar training programs on the backend, this book stands in the face of all of that noise and "flips them the bird." Not only does this book give you the mindset you must adopt if you want to be a successful entrepreneur, but even more so gives you the tools to use and implement to achieve massive success. I recommend that when implementing a new business idea, or enhancing your current business, please, please, please use this book as your guide. You won't be sorry! By using this book to help you, you are definitely guaranteed to reach all of the goals you have set for yourself and your business...and I stand behind that statement 100% because it has already helped me tremendously with my mindset and business. Here is the truth... While most business books I read are "good," very few of them are great. MJ's book falls into my "great" category for many reasons as described below! In his book, not only do you get a glimpse into the mind of a been there done that multi-millionaire entrepreneur, who made his money OUTSIDE of the publishing business (unlike some of the most well-known business/financial guru's), but even more so, you get a to buy a book that you will want to keep on your night stand forever and be something you reference for many years to come. The parts in the book that truly stuck out to me, and helped me gain a lot of insights and clarity for my business, life and financial plan were the specific parts highlighted below. 1. Why Understanding The Process To Creating A Successful Business, is More Important Than Focusing on the One Time "Wealth Event" at The End...(The truth is that if you complete and stick to the process correctly, the wealth event at the end will be a result of all your hard work and discipline to not get ahead of yourself). (After reading this section I realized too many individuals are focusing on the wrong thing when they go into business. This mindset is definitely going to flip you for a loop and challenge every previous thought you ever had about accomplishing anything, and building a company for that matter) 2. The Essential Elements To A Fastlane Business (And no they are not what you would expect...this part of the book is worth MILLIONS of dollars to you, and will help you eliminate TIME-WASTING wheel spinning activities in during your current and future entrepreneurial career) 3. How to Make a Decision When Faced With Two Semi-Desirable Options (The logic in this is so sound, and the process can be duplicated over and over again, no matter what you are choosing between in the future) 4. How To Truly Value Your Business and Set it Up To Be Sold For Millions (And no...it has nothing to do with how many "users" you have without any profit...get ready for this part of the book to blow you away) 5. How To Create An Effective Exit Strategy For Your Business That Will Leave You Wealthy...Never Have To Worry About Money or What You Do With Your Time Ever Again (This mindset is so critical to grasp, as most of these web 2.0 companies exit strategy is "sell to Google," when in reality that exit strategy is like praying to win the lottery without a sound base to stand on) 6. How To Effectively Think About Investing The Money You Make After Selling Your Company For Millions to Ensure You Continually Grow Your Wealth and Income (If you thought you should be counting on the stock market to make you wealthy, this part of the book is going to shock you, but makes so much sense) So without making the book sound any better than I already have, just listen to me and buy the book...you won't be sorry...just trust me. Truth be told... The book was so good that I even bought it a second time on my new E-Reading device (nook), because I wanted to make sure I had it with me forever to reference if I ever lost my physical copy, or if one of my entrepreneurial friends secretly stole it from me without letting me know they were going to borrow it. And finally... If I had to give a rating out of 5 stars for this book, I would give it a 10. You can't go wrong buying this book because the author truly cares about helping you create all of the entrepreneurial success your heart desires... Hell, he even gives you his e-mail address to contact him after finishing the book! I don't know about you but that says a lot. Enjoy the book! You won't be sorry! -Scott P.S. I even interviewed him for my site here is the link to the interview enjoy! [...]
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Reviewed in the United States on January 24, 2011 by Scott Bradley from ScottBradley.name
Format: Paperback
Well, I am on my 3rd reading of this book--and that surprises even me! WHY?--because there are so many fascinating and USEFUL distinctions which make the book a veritable goldmine of actionable PRINCIPLES for creating wealth. This book will expand your mental horizons about creating wealth and tremendously broaden your wealth perspective. As the author himself states early on--this is not a "HOW to get rich" book with "paint by the numbers" or "lead-me-by-the-hand-and show-me-exactly-what-to-do" book. Instead, it is about an overall Mindset for creating wealth and freedom while one still has the vitality and enthusiasm to ENJOY it, rather than the "Wealth in a Wheelchair" plan endorsed by most financial "authorities" and society at large---work 40-50 years, save 10% of your income, invest in the stock market, and by golly HOPE you will be a millionaire by the time you're 65 or 70. It is written in a "brash young man" style, wherein the author references his Lamborghinis, his palatial home, his money and his freedom on several occasions. This has offended many 1-Star reviewers. [Note: I find that one of the best places to discover a "loser's" mentality is some of the 1-Star reviews concerning wealth-creation books. So many of them want detailed how-to's instead of the wealth Mindset without which all the how-to's in the world won't work anyway. And they seem to resent rich authors. In my experience it is extremely difficult to create wealth for those who resent the wealthy. OK, OK--I'll get off my mini-soapbox now...] My own view would be--why not CELEBRATE the author's efforts, subsequent wealth, and his willingness to share his hard-won wisdom about creating affluence? A few tidbits from the book which are simple enough, but extremely valuable in application: 1) Process vs. Event Society seems to laud the Event--the sports figure who gets a multi-million dollar contract; The entrepreneur who hits a home run and makes billions; The movie star who gets $15 million for a picture, etc. What society seldom focuses on is the multi-year Process of practice, failure, perseverance, experimentation, which eventually results in the Event. Wealth is created by consistently applied Process, which culminates in the Event. 2) The Three Paths: The Sidewalk: Living paycheck to paycheck with instant gratification as the main goal. Probably characterizes 50% of our society right now. The Slowlane: the "40-50" year plan of working hard, saving, and living frugally hoping for pie-in-the-sky in the future (when you are old). The author gives some neat, mathematical formlas to demonstrate why the Slowlane plan can NOT succeed--except for a few rare exceptions. The Fastlane: Using precise formulas and leverage (see below) to create wealth and freedom while young. 3) ULL vs CUL The distinction between Uncontrollable Limited Leverage--trying to control the financial limitations of a job by working harder/longer or getting more education/training to raise your salary, and trying to use the uncontrollable stock market as your ticket to future wealth. Compared with Controllable Unlimited Leverage from having your own business which you can control and which creates assets you can leverage. CUL requires that you use the NECST formula... 4) NECST formula: I wish I had known this one 30 plus years ago! I have been successful in several businesses, but by using NECST (Need, barriers to Entry, Control, Scalability, Time) my businesses would have generated so much more income and leverage potential. You can bet I am applying NECST now! Never start a business without first evaluating it according to the criteria of NECST. At some point, the Fastlane is culminated when your rapid-growth business can be converted into Equity. There are numerous "mathematical Formulas or Factors for wealth" which are simple but EXCELLENT. Their simplicity makes them easy to remember and actionable. Once you have gotten the Slowlane vs. Fastlane distinction, so much becomes crystal clear about businesses and their true potential for wealth creation. An example is the author's irreverent, amusing, and spot-on critique of Fastlane financial gurus and authors selling Slowlane books and products to their adoring fans. My summary of the critique: Fastlane author/guru --"I make my fortune and become rich NOW by selling you millions of books and pedaling advice about how you can work 40-50 years on the Slowlane and HOPE to retire rich `someday.' And by the way--cut out those $6 Lattes!" The author's explanation of converting your Fastlane business and cashflow into Equity is an excellent summary. This info is available from many other sources, but here it is clarified and simplified into APPLICABLE principles. I could go on, but I would simply recommend you read this book. I really do think you will enjoy it and profit from the information.
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Reviewed in the United States on May 31, 2012 by Paul Gallagher
Format: Paperback
The Millionaire Fastlane is an incredible book! It completely changed the way I think about money, business, and financial freedom. The concepts are practical, no-nonsense, and easy to understand, and it motivates you to take control of your life rather than just follow the “slow lane.” A must-read for anyone serious about building wealth and living life on their own terms!
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Reviewed in the United States on March 23, 2026 by Daniella Fernandez
Format: Paperback
This book is for beginners who dream to of an entrepreneurial lifestyle This book is for you if you are thinking of making money through your own business This book is for you if you are contemplating whether or not to leave your job/career because you see no significant future This book is for you if you want to know how to not get trapped in the paycheck to paycheck cycle I read this entire book during my freshman year of highschool. It is now the reason why i believe college is a scam, and if you really want to get rich you need to do so through business, not through a job. Most of it's concepts aren't new to people who already have business experience, but worth the read if you want to live with an entrepreneurial lifestyle
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Reviewed in the United States on March 4, 2025 by Carmen R Blake
Format: Paperback
This is a great book with great ideas and differing ways to look at issues! Thought provoking.
Reviewed in the United States on May 9, 2026 by Saundra Cleveland
Format: Paperback
I remember when this book had only a few reviews--not so anymore. This book has taken off like a rocket because it's information is so powerful and REAL. It is the type of secrets that only true young millionaires know, that renegade knowledge that contradicts conventional financial instruction MJ Has done a wonderful job of describing his own trip into a life of wealth and what it takes to get there. I have read many books on the topic, and a lot of them ring hollow and didn't quite provide the answers I was looking for--until I found this book. Perhaps the blatant reality-check slaps in the face are my favorite aspect of this book. Namely: -Rich rap artists don't brag about getting rich by maxing out their 401k's -Compound interest will make you rich...when you're dead. When you get old enough to enjoy the benefits of compound interest, it is too late to have the kind of fun that you were imagining you'd have with a life of wealth. -Working toward wealth is not as glamorous as everyone thinks, and that is why they fail. They are not ready to make the sacrifices and spend hours learning new things and having to save money by eating cheap ramen noodles to work at home building their idea or business. Most people are not willing to give up their current standard of living in order to create a better one. -Your past does NOT create your future. You decide your future and you should stop making excuses and reminiscing on the past. Compound interest is the junk that every average financial coach teaches for average people to have a little bit of savings to live on when they reach retirement age. I have even heard that to be able to be able to live comfortably you must have ten times your yearly salary saved. This means that one million or half a million dollars in nothing in todays terms, because it will be used so quickly. MJ gives vivid anecdotes about his own transformation and how he started out as a cab driver who hated his life to someone who makes money with systems developed to provide cab service to more people because the system was scale-able. In order to change we have to get to a point where we are so sick of our current condition that we are truly willing to do anything and learn anything to start creating the results that we want. Those low points in our lives motivate us to push through the obstacles and just make great things happen. The author constantly and effectively makes references to life as a highway: there are people who are taking the slow lane and those that prefer to use the fast lane. I consider this to be highly motivating and another kick to the butt to get anyone with a pulse pumped to start doing things to get to the fast lane. Most people in life will be content with taking the slow lane and will not take the steps necessary to accelerate their situations. I am extremely grateful for this book and to MJ Demarco for writing a true modern masterpiece. This book is NOT for people who want to be boring millionaires or rich only when they turn elderly. It is for people who want to have the life that they want, now, and don't want to settle for less. -Ken Flemming Author, "How to Get a Job in Video Games"
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Reviewed in the United States on February 2, 2013 by Ken Flemming
Format: Paperback
The people who give this book 1 star are people who were totally expecting the wrong thing; shortcuts to wealth, get rich easy advice etc. I am a pretty critical person and I have to say the book deserves 5 Stars. When I first saw the book It totally repelled me because of the guru like/scam cover theme to it. I only bought it because of the reviews. The author is a GREAT writer, which is rare, he is very funny, unique, clever, and keeps you interested. It's a book I wish i had when I was 16 years old(seriously, i'm a pretty critical person). The book is a blue print consisting of a series of beliefs and mind sets that set you up for "The Fastlane" or having wealth young created through entrepreneurship. Most people today are told that going to school then working a job you hate for 40 years will make you rich, but that is something that comes with HOPE and TIME something that just makes it a very depressing path and very likely to fail(how many people saw their 401k decline in value in 2008 right before the were going to retire, see thats the hope.) He calls this path the "slowlane" or wealth in a wheel chair. Then he talks about the most common path taken or the majority of society: "the sidewalk" or the financial treadmill. Here the person lives beyond their means, they act rich, they finance cars they can't afford, they buy designer clothes on credit, they buy homes they can't afford and are always "one something from broke" one paycheck from broke, one contract from broke, one gig from broke etc. This book is meant to get you away from the slowlane and the sidewalk and onto the fastlane. When describing the fastlane he gives very valuable advice on how to go about and do it. Remember that this book is a blueprint to success. This book was not meant to hold your hand and tell you EXACTLY how to get rich. You will have to blaze your own path, but he gives you the skeleton. He never says its going to be easy, as a matter of fact its HARD. Buy the book if you ever wanna get rich, trust me it a GREAT book. Even if you do not go "fastlane" its loaded with valuable life lessons and advice.
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Reviewed in the United States on May 7, 2012 by Freedom
Format: Paperback
MJ explains in great details where you have the biggest chance of getting rich fast (fast=5-15years); in setting up your own business. But he also goes into great details on why having a job is a slowlane. The book is heavily skewed towards Internet businesses. It's how he made his money, but anyone can profit from it, not only Internet guys (but they'll profit disproportionally from reading it). For his young age, MJ understand the mechanics of business, the human psychology and the money vs. happiness extremely well. For such a wide topic, he presents the reader with the best how-to-get-rich blueprint possible. He's got his own "formula" which he is a great guide for any entrepreneurial business decision (formula: NECST). NOBEL PRICE IN ENTREPRENEURSHIP: For 99% of the entrepreneurs, the topic love vs. passion is worth a fortune. In fact, I'd vote MJ for the NOBEL PRICE IN ENTREPRENEURSHIP. Love and passion is such a big topic in getting started in a business. To 99% of us, this is a complete paradigm shift. Business will never be the same again. Decisions are much easier to make. I bet that love vs. passion can make your life richer in all aspects. Some bullet points: (+) How the rich use the markets for income and wealth preservation - not to create it. (+) MJ warns you with great examples (such as Rich Dad Poor Dead) against gurus who teach you how to get rich while they got rich in another way. (+) Great lessons on having money (having $1m ain't rich today, sorry) and spending money (financial discipline/literacy). (+) How to create leverage in time and money. (+) How money can grow on "trees." (+) Why real estate investments is Wealth 1.0. (-) While I agree with MJ that the barrier to entry for a real Internet business is high, I wish he had also mentioned that we humans created the most competitive marketplace every known. (+) "Pay yourself first" is fundamentally impossible and why you need a company. (+) How choices lead to riches or poverty. (+) How wealth and health must be approached: long term vs. short term. (+) Start a business with a "need in the market." Nobody cares what you love to do. (+) To attract money you need to forget about money. (+) The first rule of the fastlane: live below your means, but increase your means. (+) 95% of your time, forget about the competition (+) Ideas are worth nothing and business plans not much more. I loved the following: NET PROFIT = units sold (scale) x unit profit (magnitude). Scale creates millionaires. Magnitude creates millionaires. Scale and magnitude creates billionaires. Anyone still skeptic why business is the fastlane? Check out the following formula: Wealth = net profit + asset value. Imagine you can increase net profits by $100,000. Imagine also that your company's value is 4x profits. In this scenario, you increased your net profits by $100,000 and increased your company value by $400,000 (4 x $100,000). It's impossible to create such wealth in a systematic manner in any other field. My only problem with MJ: MJ states that a fastlaner can make $100,000 - $1,000,000 a month. He tells us also with his formula how to achieve those incredible numbers. He admits that big income needs human resource systems (i.e. employees), but he himself avoids any business that involves overheads. My only answer to this conundrum is that MJ either makes less money or the kind of business he's in is not replicable anymore (I guess the later). Throw away all books on "getting rich," MJ wrote the bible on getting rich in the 21st century.
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Reviewed in the United States on March 23, 2013 by Franco Arda