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How to Adult: Personal Finance for the Real World

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Description

An essential resource for a high school graduate, college student, or any other young adult who needs to prepare for the financial realities of adulthood. Drawing on years of teaching personal finance in the high school classroom, as well as valuable life experience as a young professional, Cousineau introduces topics ranging from compound interest and mutual funds to Roth IRAs and insurance deductibles. Each chapter contains straightforward explanations, practical examples, revealing anecdotes, and hands-on tools that will help you to jump-start your personal financial journey. In this book, you’ll learn:The foundational concepts of personal finance and building wealthHow to avoid costly financial misstepsHow to budget, save, and invest your money wiselyHow taxes and insurance workHow to prepare for life’s big expensesReviews"This! This is what I needed when I was in high school. It is also what I needed when I was in college, and when I bought my first car, and when I bought my first house, and when I opened my first credit card. Every high school student in America should have to pass a class that uses this book. The real-world examples are relatable and make the reader feel like they are armed with the knowledge they need. It doesn't just make you book smart. It makes you street smart." —Stuart Draper “In How to Adult, Jake Cousineau engages readers using a blend of storytelling, analogies, charts and research to deliver key financial lessons. Whether it's comparing index funds to sports teams or interest to pineapple on pizza, Jake has a gift in delivering financial advice in a way that will educate adults, you and old alike!” —NGPF Personal Finance Read more

Publisher ‏ : ‎ Independently published (March 23, 2021)


Language ‏ : ‎ English


Paperback ‏ : ‎ 235 pages


ISBN-13 ‏ : ‎ 30


Item Weight ‏ : ‎ 9.8 ounces


Dimensions ‏ : ‎ 5.5 x 0.53 x 8.5 inches


Best Sellers Rank: #11,832 in Books (See Top 100 in Books) #61 in Budgeting & Money Management (Books)


#61 in Budgeting & Money Management (Books):


Customer Reviews: 4.7 4.7 out of 5 stars 483 ratings


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If you place your order now, the estimated arrival date for this product is: Saturday, Aug 9

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Top Amazon Reviews

    • Get it!
I am a grown-ass woman and this book—written primarily for teens—was EXACTLY what I needed—and is also perfect for adults like myself who wish they’d educated themselves and started planning for old age much sooner—among other financial things he covers! And apparently there are a lot of people like me. I WISH this book had existed when I was a teenager!!!! And I am so grateful it’s available now, because it’s never too late to learn. With simplicity, relatability, encouragement, and humor—Jake spells out how things work in a very fun and super inspiring way—proving it’s never too late to learn this stuff at any age! Thanks, Jake!!! ... show more
Reviewed in the United States on April 22, 2024 by Annie Armstrong
    • Great for teaching Personal Finance to my class...
This book is awesome. I use it as a supplement in my semester Personal Finance class of juniors. Besides the book being easy to comprehend, there is also a packet created by the author with practice questions that go with the book.
Reviewed in the United States on May 1, 2024 by Tami Reed
    • What a great resource!
I am using this book to assist my high school students in understanding their life after high school, and the decisions they're going to need to make. This book is written in student friendly vocabulary, while using real world examples. The personal connections in each chapter give students a glimpse of what others have done, and hopefully they can avoid the same mistake. Thanks, Jake, for writing such a great book! ... show more
Reviewed in the United States on March 11, 2024 by RudysMom
    • This Is the Book You’ve Been Looking For
I graduated high school this year and I knew nothing about how to operate in the financial world of adulthood. If you have little to no financial knowledge, I was just like you. This book will give you everything you need to know. It will teach you how to manage your money, how to pay and file taxes, how to build wealth, and much more essential financial concepts in a way that can be understood by everyone. Jake is a very nice guy; he was happy to answer my question about self-employment taxes and to double check my understanding of marginal tax rates—an area I had trouble on. I wish more people were financially literate so maybe people won’t be in financially vile predicaments. You may think that you can only invest by putting money into the stock market, but buying and studying this book is an investment by education that will save you and make you a lot of money in the future in comparison of you learning finances the hard way (like Jake and some of his friends - sorry Jake and friends). This book only took me 14 days to compete. To put this in perspective, 2 weeks ago, I knew nothing. Now, I’m taking control of my parent’s finances (not of my own though because I don’t have an income yet) ... show more
Reviewed in the United States on October 10, 2023 by Dajon
    • Great information, almost everything you need to know
As an adult with a few financial blunders behind me, I can't recommend this book highly enough. The sooner you read it, the sooner you'll be prepared to manage your money wisely. Maybe you'll even be able to afford to retire one day. I would just add another section on some of the scams or traps that people can fall into if they aren't forewarned, but it's a superb starting point. I'm giving this book to all the emerging adults I know! ... show more
Reviewed in the United States on February 15, 2024 by Destructa
    • No Filler No Fluff
I wish this book would've been around when I was in high school. Would've been a very helpful read for a 12th grader being thrown out into the real world. Read this book a few years back (in my thirties) and it was still helpful. For someone that has an Accounting degree, a lot of this was a great review and reminder. Some new information as well! Much easier to pack this around than all those text books. The foundation is laid out and it's very quick and easy to sift through. I keep it handy as I've actually referred to it as I was making a financial decision. It is an easily digestible read so you won't get overwhelmed or bored if you aren't a numbers person. If you have kids about to leave the nest or kids that are already working or earning money, this is such valuable tool for them. If budgeting or financial literacy has never been your thing, this is a spectacular place to start! You won't regret it. ... show more
Reviewed in the United States on July 12, 2023 by Tiffany Fernandez
    • Great personal advice for young people
This is the book I wish I had when I was 16. The only thing I remember regarding personal finance was in junior high where we had a class that taught us how to balance a check book, but who actually does that anymore? What silliness! This book is concise and easy-to-follow, and, as someone who has a career in finance and accounting, I am happy that he immediately begins by introducing the extremely important concept of interest, which can really end up screwing you over if you don't understand it from the beginning and keep tabs on it (especially credit cards, oof!) It's also good that Mr. Cousineau lays out the pros and cons of buying vs renting, as even high level CPAs that I've worked with still argue which is more valuable. Ultimately, it depends on your lifestyle and what you want out in the long run, and therefore no one should ever feel particularly bad for making a decision to rent or buy on other's opinions alone. Lastly, the auto purchasing section is important as well, as I detest having to go to dealerships and haggle with the sleazy salespeople. I know I got hosed the first time I bought a car because I didn't know what I was doing and let them walk all over me, even though I thought I was playing tough. "Don't be afraid to walk" is as important as any phrase in the book, because it could save you thousands of dollars at the time of purchase AND thousands of dollars in long-term interest. Overall, this is a fine introductory personal finance guide by Jake Cousineau, who I am sure will expand his oeuvre in instructing young people the basics of adulthood in a rapidly developing, technologically advanced 21st century. ... show more
Reviewed in the United States on May 5, 2021 by AJ
    • Excellent Book - Using this for my high school personal financial literacy class
This is the PERFECT book to use for high school students / young adults to understand basic finance concepts. It's not too high level and not too simplistic.
Reviewed in the United States on January 12, 2024 by Amazon Customer

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