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Broke Millennial: Stop Scraping By and Get Your Financial Life Together (Broke Millennial Series)

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Description

WASHINGTON POST “COLOR OF MONEY” BOOK CLUB PICK Stop Living Paycheck to Paycheck and Get Your Financial Life Together (GYFLT)! If you’re a cash- strapped 20- or 30-something, it’s easy to get freaked out by finances. But you’re not doomed to spend your life drowning in debt or mystified by money. It’s time to stop scraping by and take control of your money and your life with this savvy and smart guide. Broke Millennial shows step-by-step how to go from flat-broke to financial badass. Unlike most personal finance books out there, it doesn’t just cover boring stuff like credit card debt, investing, and dealing with the dreaded “B” word (budgeting). Financial expert Erin Lowry goes beyond the basics to tackle tricky money matters and situations most of us face IRL, including: - Understanding your relationship with moolah: do you treat it like a Tinder date or marriage material? - Managing student loans without having a full-on panic attack - What to do when you’re out with your crew and can’t afford to split the bill evenly - How to get “financially naked” with your partner and find out his or her “number” (debt number, of course) . . . and much more. Packed with refreshingly simple advice and hilarious true stories, Broke Millennial is the essential roadmap every financially clueless millennial needs to become a money master. So what are you waiting for? Let’s GYFLT! Read more

Publisher ‏ : ‎ Tarcher


Publication date ‏ : ‎ May 2, 2017


Language ‏ : ‎ English


Print length ‏ : ‎ 288 pages


ISBN-10 ‏ : ‎ 0143130404


ISBN-13 ‏ : ‎ 06


Item Weight ‏ : ‎ 8.4 ounces


Dimensions ‏ : ‎ 5.51 x 0.79 x 8.19 inches


Book 1 of 4 ‏ : ‎ Broke Millennial


Best Sellers Rank: #47,337 in Books (See Top 100 in Books) #5 in Credit Ratings & Repair (Books) #19 in Accounting Theory #25 in Budgetary & Cost Accounting


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Top Amazon Reviews


  • Great Book for Beginners (and anyone else who needs help!)
Format: Paperback
I bought this book because I’m graduating from college this spring and need to start thinking seriously about my future. From job hunting to apartment hunting and student loans to monthly bills, the prospect of adulting was terrifying. Asking my parents was out of the question. As much as I love them, they’re not what I would consider to be great financial role models. (Not to say they aren’t great role models, but finance isn’t one of their biggest strengths!) I scoured the internet for advice and tips and eventually found Broke Millennial. What makes Broke Millennial so different and the reason why I chose to buy the book was because it’s aimed at people like me (aka twenty/thirty-something’s with little to no financial expertise). The topics Lowry covers are relevant to those in all walks of life. Her writing style is fun, witty, and personable while also being very informative. It’s like talking to the mom-friend who has her life together: you can ask her anything and she’s nonjudgmental. I also loved the way the book was set up. You don’t have to read the book chapter-by-chapter to understand what she talks about. All of the chapters cover different topics and only reference each other once in a while; you can read the chapters in any order you please. Overall, Lowry’s advice is relevant and laid out in an easy to understand format. I’ve already implemented some of her advice and it definitely works! I’ve already ordered her other book and will be reading it as soon as I’m done writing this review! Cheers! ... show more
Reviewed in the United States on March 14, 2020 by Lexus Hoang

  • Great Book For Learning The Basics of All Things Personal Finance
Format: Paperback
This book is a top notch intro to personal finance. If you're a young(ish) person, I want to start getting control of your money this book is for you. The book has a hefty focus on the mental aspect of finances, which I personally think is the most important. So I really appreciated that. But here's a quick overview of what you can expect. It covers - The mindset and mental blocks you may have around money (based on how you grew up) - How to overcome bad financial mindsets and how to create a good financial mindset - Different situations you might be in and how to handle them (allows different people to relate in different ways) - Ideal benchmarks for you to hit in order to be "on track" with your money at certain ages - Different financial products (investment accounts, bank accounts, credit cards) and how to look for the best ones - Basics of investing and retirement planning - Basics of buying a house vs renting - Info about credit cards and credit reports Basically, this book covers all things personal finance in a really approachable and digestible way. I've been studying finance for years, and rarely come across something this comprehensive that still holds my attention. There's a good balance of storytelling and practical advice. It's not an investment book or advanced level retirement planning guide or hardcore tax strategy book. It's a solid book on how to go from not knowing much about your money to totally killing it. It would be comparable to Ramit Sethi's I Will Teach You To Be Rich, if you like that book, you'll love this one too. Highly recommend. ... show more
Reviewed in the United States on May 13, 2017 by Nick True

  • This is an easy read about a VERY IMPORTANT topic!!
Format: Paperback
Kudos to Erin Lowry! As graduation rapidly approaches the lives of my peers and myself, I understand that life is quickly going to change. For me, I am excited for the day of financial independence, and understand the responsibility it brings. This book provides a solid outline for a variety of 20-something-year-olds who are about to take a financial leap. It even breaks up the millennial demographic in three different categories of money handlers: Team YOLOFOMO (showing no care of finances), Team Guarded Optimist (aware of the future, but not worried at all about it), and Team Dreaming about Retirement (penny pincher and savings heavy). Purchasing this book was a smart investment! ... show more
Reviewed in the United States on April 4, 2019 by Kelvin O.

  • Great unboring book for understanding finances
Format: Paperback
Find great financial info in everyday language - including a few F-bombs. Too many personal finance books are written by people who don't have true expertise. Lowry has done her homework and lived with financial truths. A fun and factual read.
Reviewed in the United States on December 30, 2025 by Linda

  • Not a reader, burned through this in three days
Format: Paperback
I typically have a hard time finishing any book I start. NOT THIS ONE. I couldn't put it down, and while it called me out on some really poor habits that have put my finances in a really bad place, it did so kindly and I left it feeling really empowered. Not empty, "You can do it, yay! Go you!" empowered, but more "I can do this because I actually have an idea how to now, or at least where to start." It helped too that I was grinning and laughing out loud at least once or twice a page. A little of my story: I grew up with parents who'd been disabled since birth, barely able to support our small 3-person family on nothing but welfare, about $900-$1100 a month. I started working at 13, sometimes pulling three part-time jobs while in school, because the only way we could afford anything for me as I became a teenager is if I went out and earned the money. Now a 27-year-old, in seven short years since starting school I've amassed over $54,000 in debt, most of that in student loans but some in credit card debt - and that debt feels CRIPPLING. I've been focusing on MAKING things happen in life, literally no matter the cost and realize now thanks to this book that if I don't want to slip into bankruptcy I have to switch gears a little bit. I don't make a whole lot, have no familial support and live in a very expensive city, so despite starting to gain traction in my career this debt seemed like this inevitable, immovable beast I'd be forced to live with, forever holding me back from building any kind of wealth or breaking the cycle of poverty. This book makes those factors seem a little less heavy and a little more workable. The strategies listed in this book are incredibly helpful and attainable, just about regardless of where you're starting, and I find myself inspired and ready to slay the debt dragon and start making real progress toward my financial goals. Please read this book whether you are buried in debt, just have a few thousand dollars worth, or are completely debt free. You'll never look at your paycheck(s) the same way again! ... show more
Reviewed in the United States on May 8, 2017 by Amazon Customer

  • Every Millenial Should Read This
Format: Paperback
I bought this book for myself after I graduated college when it suddenly dawned upon me that for all theories and studies I'd learned of, I knew nothing about money! Seriously nothing. I was hoping this book would teach me about personal finance and it did just that! And it was such an enjoyable read! Lowry writes in a way that feels like you're getting incredible advice from an wise, but hip aunt or uncle who knows their stuff. It's mature yet still inviting and relatable, and doesn't feel dry at all. And most importantly, it's packed with so much information. And the way this book is structured is that it basically starts off with basic principles and lessons and builds up to more complicated stuff like mortgages and buying stock, so it's great no matter how novice or advanced you are when it comes to money. Overall, reading this book made me desperately wish someone had taught me all those rules and concepts years earlier. Personal finance can seem scary or even boring, but learning about it is empowering, allowing you to make the most informed decisions about your hard-earned money. I highly recommend this book. A lot of books can teach you things, but few can make you smarter. ... show more
Reviewed in the United States on October 31, 2018 by Aya

  • an ok read
Format: Kindle
Nothing new, yet another book i was so excited to read, but ended up being disappointed. Its not a bad read, everything she writes was sort of meant for a teenager who has never been in a real world. The writing is ok, in part a little entertaining but nothing really worth reading for me. I guess i was expecting something else. I would not recommend this book unless its a first financial book for you or maybe you like this author, or its free in the library, otherwise i would not bother buying it. ... show more
Reviewed in the United States on April 19, 2021 by A. Yusimova

  • This Is An Excellent Book With Useful Suggestions
Format: Kindle
This is an excellent well-written informational book with useful suggestions. Some of the interesting information that the author of this book mentions includes the following information: Credit reports and credit scores are different things. Potential landlords may run credit checks. Student loans help build a person's credit score if the person pays on time. There are cases of mistaken death. It is not unheard of for credit bureaus to mistakenly mark someone who is still roaming the earth as deceased. A person's net worth and salary have no bearing on the person's credit score. Renting can be a smart financial move in some circumstances. If a person's financial advisor costs more than 2% of a person's income, he or she probably isn't a good deal for you. ... show more
Reviewed in the United States on September 5, 2024 by William

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