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How 2 Without

Mortgage Free: How to pay off your mortgage in under 10 years -without becoming a drug dealer

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Are you struggling to save a deposit and buy a home? Is your credit score preventing you from getting a home loan? Would you like to pay off your home sooner and spend your life doing what you love instead of chained to a mortgage?This informative and easy to read book will provide you with all the knowledge you need to do just that and more. It walks you through how to budget and make more money, what and where to buy, how to beat a bad credit score, invest in property, and gives you the magic formula that will help you achieve mortgage freedom sooner.MORTGAGE FREE gives you all the knowledge you need to:•Write an awesome budget and learn how to make and save more money.•Save a deposit even when you’re in debt or on a low income.•Own your own home in under 10 years- without working more.•Build a passive income and have more free money than ever before.•Nail your retirement planning and create a life you love for yourself.I promise, if you follow even some of the solutions in this book, you will be free of your mortgage years ahead of your peers. If you want to put your mortgage behind you and start living the life you’ve always wanted, then Mortgage Free will show you how. The longer you wait, the harder it becomes to get ahead. Learn how to smash your mortgage today and take back your future.Because being debt free is the ultimate gift you can give to yourself, and your family. Read more

Publisher ‏ : ‎ How 2 Without


Publication date ‏ : ‎ January 14, 2016


Language ‏ : ‎ English


Print length ‏ : ‎ 192 pages


ISBN-10 ‏ : ‎ 0994517106


ISBN-13 ‏ : ‎ 04


Item Weight ‏ : ‎ 10.2 ounces


Dimensions ‏ : ‎ 6 x 0.48 x 9 inches


Best Sellers Rank: #969,223 in Books (See Top 100 in Books) #229 in Mortgages (Books)


#229 in Mortgages (Books):


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If you place your order now, the estimated arrival date for this product is: Wednesday, Jul 9

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Top Amazon Reviews

    • Practical and Very Helpful
Format: Kindle
HEIDI Owning is a home is a great privilege, it's can also be a huge pain! Being saddled to something you are indebted to for 25 years or more is no fun. It's even less enjoyable when the author of this book says you'll be paying off almost $600k of interest alone on a $500k loan over 30 years! This is madness, and I'm glad Heidi gave me practical ways to avoid being enslaved for so long to my bank. Her idea of paying off your home loan in under 10 years and saving you $100,000's is very appealing! The great thing is, she also clearly shows you how to achieve this. By doing things like sensible budgeting, watching what/where you buy and being focused on your goal, you can achieve your goal of being mortgage free. The funny thing is, she shows you how redirecting a few bucks from say, buying your lunch can save you +$70k!!! When you take a look at many things you spend money on, you start to question just how important it really is, and what the true cost is over time. The thing I liked about this book is that the author doesn't have a bent on "selling" her way or the highway. She gives you many practical ways to pay off your mortgage by increasing your income and reducing your expenses regardless of your age and income level. I must admit some of her ideas are very creative and you can see she's put a lot of time into thinking about them. She even goes into dealing with real estate agents and buying a home. If you want to get a grip on nailing down your mortgage to under 10 years, then do your wallet and your life a favor and read this book. It's well worth it. ... show more
Reviewed in the United States on December 8, 2015 by B Watson
    • Pay Off Your Mortgage Way Early And Do The Things You Currently Can't Afford To Do And Learn Ways To Get Yourself Out Of Debt
Format: Kindle
I found the book Mortgage Free: How to pay off your mortgage in under 10 years - without becoming a drug dealer by Heidi Farrelly while just browsing around books. The title caught my eye. Even though I have already paid off my mortgage I got to looking at it and decided it was more than just a way to pay off your mortgage. Heidi Farrelly gives you plenty of tips on how to cut costs, save money, have more to invest or do the things you want to do. I will probably end up with another mortgage in the near future as I am planning to relocate. This book will help tremendously. It is well written with plenty of humor. Even though the book is financial in nature, I found it enjoyable to read. I really liked the dictionary at the end. I can easily recommend this book to everyone. Despite the fact that the book was written from an Australian viewpoint, the tips, concepts and problems faced in buying a house and obtaining a mortgage are world-wide. I am glad I found this book. I need to get my finances in order and this book can guide me in that direction. Later, when I move and buy another house, this book will be invaluable in regards to this purchase. I will say, if you are a drug dealer I guess you really don't need this book. Everyone else should get it and read it now, then follow her advice on how to make your life better in so many ways. I will definitely use her tips and I will definitely NOT become a drug dealer. ... show more
Reviewed in the United States on December 11, 2015 by David A. Dill
    • Good Basic Information
Format: Kindle
This book includes some great info but some of the information is related to the author's residence in Australia and New Zealand areas and not necessarily applicable to the United States. However, there is good basic information on how to pay off your mortgage early. The most salient points made were "not to refinance your house and take money out unnecessarily", and "every time you refinance you are starting the principal reduction at the least amount applied to the remaining principal, which ALWAYS benefits the bank and not the homeowner". I liked the encouragement to make the sacrifices early in the mortgage term to pay the most you possibly can as "additional" principal payments for the greatest impact to pay off your mortgage early but also to realize sometimes you just need to splurge once in a while and then get back to the sacrifices of paying off your mortgage early. ... show more
Reviewed in the United States on January 14, 2016 by The Queen of Bean Station
    • One of the best! Reviewed by Judy Lawn
Format: Kindle
Heidi Farrelly's, Mortgage Free: How to Pay Off Your Mortgage in Under 10 Years is a must read for those about to enter the property market for the first time, and take out their first mortgage. Writing with humor and intelligence - and from her own personal experience - Heidi gives valuable insight into the mortgage process; the extra savings to be made by paying off your mortgage earlier, for a start. Heidi presents graphs, quotations, advice, and examples from real life situations to show, for example, where you are spending your money, and ways on how to consolidate your debt. There is also great advice for those approaching retirement years - like downsizing and co-contribution schemes if still working, and excellent house-hold saving ideas - like buying in bulk, and turning off electrical devices when not is use. I particularly enjoyed the quotations at the beginning of each chapter, and throughout the book. 'Do not save what is left after spending, spend what is left after saving' by Warren Buffet, and Benjamin Franklin's quote: Beware of little expenses, a small leak will sink a big ship. Heidi's best quote: Sometimes to get ahead you have to dial back - so true! Mortgage Free: How to Pay Off Your Mortgage in Under 10 Years is vital reading for those wanting to pay off their mortgages in under 10 years, but it has so much more; there is advice here that can be incorporated into every stage of life. This is a gem of a book I will be reading again and again - a keeper! ... show more
Reviewed in the United States on May 23, 2016 by Amazon Customer

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