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Description
Your first payslip is missing $30. A "Pay in 4" button is calling your name. Someone online wants to "borrow" your bank account. What do you do? Money Moves is a practical, plain-English money guide written for New Zealand teenagers aged 13–18. Every chapter starts with a young Kiwi facing a real money moment – Mia with her first $186 pay, Aroha reading her first payslip, Kai spotting a money-mule scam, Leilani working out the true cost of moving into a Wellington flat – and shows how to make a smart choice. Inside, you'll learn how to:tell needs from wants, and notice when feelings are doing the shoppingget your first job, know your rights at work and read your payslipunderstand PAYE, GST, tax codes and student loans – using 2026/27 New Zealand ratesmake a budget that lasts until next paydayspot scams, fake jobs, copycat websites and money-mule offerssee how Buy Now, Pay Later, credit cards and interest really worksave for big goals, build an emergency fund and understand insuranceget the most from KiwiSaver, and know what you can lose when investingplan for moving out, study, apprenticeships and workcheck AI money tips before you trust themBuilt for real learning:20 short chapters in six parts, plus a bonus chapter on AIMyth vs Fact boxes, Quick Tips and Try This activities with answers24 clear charts and diagramsA 126-term glossary, a list of free New Zealand help services, and a Sources and Updates sectionRespect for whānau and family decision-making – many teens help at home or plan their future together with familyThis book gives general information, not personal financial advice. Figures were checked in October 2026. Read more
Publisher : Independently published
Publication date : October 4, 2026
Language : English
Print length : 239 pages
ISBN-13 : 48
Item Weight : 1.18 pounds
Reading age : 13 - 17 years
Dimensions : 7 x 0.54 x 10 inches
Best Sellers Rank: #756,703 in Books (See Top 100 in Books) #440 in Teen & Young Adult School & Education #2,058 in Budgeting & Money Management (Books)
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- Financing through Apple Pay
- Financing through Google Pay
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